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BANKING LOANS

FD Calculator - Fixed Deposit Returns

Calculate the maturity amount of your Fixed Deposit. Compare rates across banks and see the impact of compounding on your savings.

Looking for a quick calculation? Try our free FD Calculator - Fixed Deposit Returns directly on CalcSuite.

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Frequently Asked Questions

How is FD interest calculated?

Banks use quarterly compounding for FDs usually. Interest = P * (1 + r/n)^(n*t).

Is FD interest taxable?

Yes, FD interest is taxable as per your income tax slab. TDS is deducted if interest exceeds ₹40,000 (₹50,000 for seniors).

What is a cumulative FD?

In a cumulative FD, interest is reinvested and paid along with the principal at maturity.

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