Calculate Your Income Tax
Plan your taxes in minutes.
Gross Income
Enter income from Salary, Business, House Property, etc.
Deductions
Enter 80C, 80D, HRA amounts (for Old Regime).
Compare
View tax liability side-by-side for both regimes.
Save
Choose the regime with lower tax outflow.
What does this tool do?
The most comprehensive Income Tax Calculator for Indian salaried and self-employed individuals. Updated with the latest Union Budget 2025 announcements. Compare your tax liability under the Old Tax Regime (with 80C, 80D deductions) vs the New Tax Regime (lower rates, fewer deductions). Find out which regime saves you more money instantly.
Frequently Asked Questions
Which tax regime is better for me in 2026?
The New Regime is better for incomes up to ₹12-15 Lakhs if you have few deductions. The Old Regime is better if you claim significantly high deductions like HRA, 80C, 80D, and Home Loan interest.
Is income tax zero up to ₹12 lakh?
Yes, under the New Tax Regime, if your taxable income is up to ₹12 Lakh, you pay zero tax due to the enhanced Section 87A rebate.
Can I switch regimes every year?
Salaried employees can choose the regime every year when filing returns. However, business owners can switch only once in their lifetime.
Does the calculation include Cess?
Yes, our calculator automatically includes the 4% Health & Education Cess on top of your tax and surcharge.
India Income Tax Calculator for FY 2025–26
The India Income Tax Calculator helps you accurately calculate your income tax liability for Financial Year 2025–26 (Assessment Year 2026–27). Instantly compare the New Tax Regime vs Old Tax Regime, understand tax slabs, deductions, cess, and determine how much tax you actually need to pay.
This calculator is designed for resident individuals, NRIs, salaried employees, and business income earners under the latest income tax rules.
Why Use This Calculator?
Income tax calculations in India can be complex due to multiple slabs, parallel regimes, and various deductions. This tool simplifies everything into a clear breakdown, preventing confusion and calculation errors.
Key Features
- FY 2025–26 Tax Slabs
- New vs Old Regime Comparison
- Resident & NRI Support
- Auto Standard Deduction
Income Tax Slabs (FY 2025-26)
New Tax Regime (Default)
Lower rates, fewer deductions. No tax up to ₹7 Lakhs/₹12 Lakhs (with rebate).
| Income Slab | Tax Rate |
|---|---|
| Up to ₹3,00,000 | Nil |
| ₹3L – ₹6L | 5% |
| ₹6L – ₹9L | 10% |
| ₹9L – ₹12L | 15% |
| ₹12L – ₹15L | 20% |
| Above ₹15L | 30% |
Old Tax Regime
Higher rates, but allows deductions (80C, 80D, HRA, Home Loan).
- Section 80CUp to ₹1.5L
- Section 80DHealth Insurance
- Section 24(b)Home Loan Interest
It depends on your deductions. If your total deductions > ₹3.75 Lakhs (approx), Old Regime is usually better.
Disclaimer: This income tax calculator is for informational purposes only. It does not constitute financial or legal advice. Tax laws are subject to change. For complex cases, consult a qualified Chartered Accountant (CA).