How to Plan PPF
Estimate your retirement corpus.
Investment
Enter annual deposit amount.
Duration
Set tenure (Min 15 years).
Calculate
View total interest and maturity value.
What does this tool do?
Maximize your tax savings. The Public Provident Fund (PPF) is a government-backed scheme offering attractive tax-free returns. Calculate your maturity corpus over the 15-year lock-in period.
Frequently Asked Questions
Limit per year?
Max ₹1.5 Lakh per financial year.
Is interest taxable?
No, interest is fully tax-free.
Lock-in period?
15 years (extendable by 5 years).
PPF Calculator: Plan Tax-Free Wealth
The PPF Calculator helps you estimate the maturity value and interest earned on your Public Provident Fund (PPF) account. It is designed for long-term, risk-free wealth creation with EEE (Exempt-Exempt-Exempt) tax benefits under Indian laws.
PPF is one of the most trusted government-backed savings schemes in India.
Why Invest in PPF?
It offers guaranteed returns, capital safety (Sovereign Guarantee), and complete tax exemption on investment, interest, and maturity amount.
Key PPF Rules
- 15-Year Lock-inCan be extended in blocks of 5 years.
- Investment LimitMin: ₹500/year. Max: ₹1.5 Lakh/year.
- Compound InterestCompounded annually, rate declared quarterly.
Smart Tip: Maximize PPF Returns
Invest Before 5th of the Month!
PPF interest is calculated on the lowest balance between the 5th and the last day of the month.
If you deposit after the 5th, you lose interest for that entire month. To maximize returns, always deposit your contribution on or before the 5th.